Do international students get free healthcare in Canada?CCC
Canadian citizens are backed by an amazing healthcare system. Similarly, international students with a valid study permit are also eligible to join the local medical service plan.
Study Permit Holder in the province of British Columbia
In the province of British Columbia (BC), international students should apply for the provincial Medical Service Plan (MSP). Starting from January 2020, the monthly MSP fee for international students is CAD 75. Students can visit https://my.gov.bc.ca/msp/enrolment/check-eligibility to submit the application (the process of completing the form only takes 10 minutes).
When your MSP application is approved, you will receive a British Columbia Service Card. After that, when you go to the clinic to see a doctor, your consultation fee, medical test fee, and X-ray imaging examination fee will be covered by the government.
The application process
*The application will take about 90 days to complete, so international students are encouraged to buy private plans during the waiting period. * To be eligible for MSP, your study permit must be longer than 6 months.* Your Service Card can be used as a second type of ID. The first type of ID is government documentation such as passport and Canadian driver’s license).* It should be noted that you still need to pay for the prescribed medicine.
Study Permit holder in the province of Alberta
In the province of Alberta, international students can apply for the Alberta Health Care Insurance Plan, generally known as AHCIP. If your student permit is longer than 12 months or your work permit is longer than 6 months, there would be no monthly fee because it is all covered by the province.The medical insurance covers the cost of various basic medical services, such as consultation fee, laboratory tests, X-ray imaging examinations etc. The coverage usually does not include prescription drugs, dentists, optometry, and ambulances.
Visitor Visa Holder
It is not mandatory for tourists and parents (visitor visa holder) to purchase visitor insurance. However, if you don’t have an insurance plan, your medical treatment would be very expensive (one-day hospitalization might cost thousands of Canadian dollars). Therefore, it is recommended for visitor visa holders to purchase insurance plans.
It is optional but recommended to buy visitor insurance.
Visitor travel insurance is generally purchased according to the number of duration days. If you are under 25 years old and in good physical condition, the insurance fee is around $1.2/day, if you are with the age of 26 to 60, and in good physical condition, your insurance fee should not exceed $2.5/day. It should be noted that the travel insurance mainly covers the cost of emergency medical treatment that happened in Canada. Therefore, ordinary physical examinations and dental examinations are not included.